Enhanced insurance

Built by cyber-security experts

Coverage highlights

We cover up to € 1 million in costs resulting from an attack

We provide a hotline with technical, legal and communication experts to assist you in the event of a crisis.

In the event of a complaint resulting from a data leak, we cover the defense costs, the financial consequences, and the cost of corrective measures.

We cover your gross operating margin losses resulting from an attack, as well as any additional costs incurred to limit the impact.

We cover the costs related to the reconstruction of your data (and your information system) from your backups.

Security software

Included in your insurance at no additional cost

Our scan runs every week on your network, and alerts you in case of a new vulnerability.

A compliance certificate is delivered to prove how robust your infrastructure is to partners and vendors.

How we handle claims

Follow every steps from your personal space

Your network is under attack: call us! You get access to a hotline phone number from your personal space.
We immediately gather a team of experts to assist you and your team.
Once the attack stopped, we look at your operating losses. You are reimbursed in a matters of days.

Easy to understand, hard to beat

The extensive list of our guarantees

Emergency services

24/7 service
We provide a hotline with cyber-security experts to assist you in the event of a crisis.
Intervention of experts
Our technical, legal and crisis communication experts are here to help.

Consequences of a data breach

GDPR procedures
We cover the notification fees to whom it might concerns (administration, third parties), and the surveillance and monitoring costs.
Civil liability
In the event of a complaint resulting from a data leak, we cover the defense costs, the financial consequences, and the cost of corrective measures.

Consequences of an attack on the network

Network overhaul
We cover the costs related to the reconstruction of your data (and your information system) from your backups.
Support in the event of cyber extortion
We cover the costs related to the identification and management of the extortion (negotiation, translation).

Operating losses

Loss of operating margin
We cover the direct consecutive losses in gross operating margin based on your predictable revenue. It includes all the measures taken to limit this loss during the attack.

Options

Civil liability “Virus transmission
In the event of a transmission of a virus from your network to a third party, we cover the financial consequences and the corrective measures.
Cyber-fraud
We cover the direct financial losses resulting from a cyber fraud committed against you.

FAQ

Almost! We have designed our exclusion criteria to be open to as many people as possible. To subscribe, you simply need to (1) have less than € 50m in turnover, (2) have no critical vulnerability, (3) perform regular backups of your sensitive data, (4) have an up-to-date antivirus, (5) and do not belong to an uncovered sector (online games, cryptocurrencies, etc.)

Yes, you are covered in such an event—one of the most common nowadays. In the face of such attacks, we strongly urge companies not to pay the ransoms they are asked for, and we do not take responsibility for their payment either.

Our goal is to have a technical, rather than declarative, approach to risk estimation. Our external scan allows us to verify that we can cover you.

First, be optimistic! It's a good thing to spot a vulnerability any attack happens. Fix the vulnerability by yourself or with the help of an IT provider, and re-run the scan before subscribing to Stoïk.

It will take less than 5 minutes after the first scan. The subscription flow is short and straight-forward. Please note that the contract will not start before a week from the time you subscribed. (You can have a start date in the longer future though.)

You are engaged for one year if you subscribe to Stoïk. Everything being digital, you can cancel directly from your personal space.

Let's talk

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